Banking
OUR BANKING SOLUTIONS
Deep domain expertise gained from over14 years of solid experience in the banking segment , has aided Sesame in creating solutions that redefine quality and efficiency. Today an array of banking solutions cater to the complete requirements of Co-operative banking business. This gives our customers a cost-effective option to go for multiple solutions that can be integrated with each other - from a single vendor. Continuous research & development keeps our solutions/ products concurrent with evolving competitive pressures banks face and changing government regulations.
This Banking Management suite, is specifically designed to cater to the technology needs of the Co-operative banking segment. Refined & strengthened over a long span, this suite provides technology support to 350+ banking installations across India.
Achievements
Our banking suite BEACON is Successfully implemented in 350 + banking sites 1st in Kerala to develop and implement Core banking software in the Co-operative banking sement ( Our 1st installation - at Velur SCB completed 5 successful years ) Vendor with highest number of core banking installations for service and urban banks in Kerala (23+ installation).First in India to provide Business Intelligence & Data Warehousing Solutions for Co-operative Banking Sector. Provided economical banking solutions without compromising quality.Our expertise
Data migration from any platform and database to BEACON core banking or TBA Structured development and implementation methodology 14+ years of unbeatable domain expertise in co-operative banking segmentExpertise in Banking industry specific Data warehousing technologyProducts - Banking
Key Highlights
Cost effective user friendly application using latest tools and technologiesPowerful Core banking software with centralized databaseEasily extendable to changing needs of co-operative sectorWith ATM, internet banking and mobile banking facilities Multi-layered E-security enabledSuccessfully providing core banking solution since 2003 to more than 25 banks.Provides Customer service through all channels such as KIOSKS and other EPOS terminalsFEATURES
Specialties
Centralized i.e.,single source of data
Consistent information available at all delivery channels
Real time
Easy to implement
Consistent information available at all delivery channels
Real time
Easy to implement
General Compatibilities
24x7 banking
ATM Connectivity
Internet banking
Connectivity to Mobile devices
Information to KIOSKS
Linkage with IVRS/Tele-banking
Internal Information management
Intranet
More effective Management of Bank’s Data warehouse
ATM Connectivity
Internet banking
Connectivity to Mobile devices
Information to KIOSKS
Linkage with IVRS/Tele-banking
Internal Information management
Intranet
More effective Management of Bank’s Data warehouse
Application level features
Any branch banking
Centralized ATM/Cash dispenser connectivity
Electronic fund transfer/remittances
Inter Branch Nil Reconciliation
Easy consolidation for Banking MIS module
Modular
Ease of use
Flexible – highly parameterized
Centralized ATM/Cash dispenser connectivity
Electronic fund transfer/remittances
Inter Branch Nil Reconciliation
Easy consolidation for Banking MIS module
Modular
Ease of use
Flexible – highly parameterized
Security features
User grading
Access rights
Authorization of transactions – multi-level
Audit trail of events
Date locks
Transaction history
Periodic password change
Screen locks
Holiday marking
Database encryption
Multiple backup options
ARMS –standby server manager
Access rights
Authorization of transactions – multi-level
Audit trail of events
Date locks
Transaction history
Periodic password change
Screen locks
Holiday marking
Database encryption
Multiple backup options
ARMS –standby server manager
EnstaACE Banking is a robust, scalable and easy-to-use Business Intelligence Solution for Banks built upon a powerful combination of banking domain knowledge and state-of-the-art technology. With EnstaACE, decision makers can utilize all information potentials from internal and external sources for making their business decisions and solving business problems
It is a Banking Intelligence layerIs an effective decision making toolWill help you improve productivityAdvices you about wastagesAlerts you on important happeningsHelps you to set development action plansHelps you review plan & action……………And Improve profitability & your analytical maturity
Key Highlights
User defined custom reporting using dice & slice cubesAbove 100 pre-canned graphs & chartsPre configurable alertsIntegrated with google map for area wise analysisWhat if analysis for target setting and review of achievementsInterpretation of reports and charts in regional languageProvision to compare with industry average, good practices, model period etc…Explore –Analyse –Set Action – Review of continual improvement
ID card management software Voters id in pre defined format (Form 6A, 6B)Regional language provisionUser Customizeable ID Card formatsCompatible with scanner, digital camera etc.Balance sheet, P&L, Trading account at a single clickBranch-wise or consolidatedAs on any date of the financial yearWith all supporting schedules/ other reportsYear-wise comparison of statementsUser defined customizable formats of reportsGeneric statement builder – capable of generating other MIS reports alsoCalculation of reserves, provisioning, releasing of provisions, depreciation etc. A cost effective technology through which Customer is enabled to access the Bank or vice versa through Mobile phones or telephones and internet.
Balance inquiry Stop payment instructionChequebook requestTransaction statementsCheque statusLoan statusReminders/alertsOther messages/newsStanding Instructions A software solution to bring people and documents at different locations to a single virtual room. Useful for
Document mangement Video conferencingText chattingFile transferSchedulingetc..
Services
Consulting Data centre deploymentSoftware migrationData base migrationCustomized Banking solutionsATM & Hand held devices deployment.